Select a product to view the latest interest rates and unit prices.
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_________________________________________________________________________________________
Lifeplan Education Savings Plan
Rate current as at 30 June 2011
| Income Distribution Return |
3.00%pa^ |
| Education Plan Tax Benefit |
1.29%pa^ |
| Total Return |
4.29%pa^ |
^The Income Distribution Return is the "tax paid" return and the Education Plan Tax Benefit is the tax benefit available when you claim genuine educational expenses. Past performance is no indication of future returns. Total return from 01/01/2011 to 30/06/2011.
Closed to new investors - advice to existing customers only.
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Flexishield Investment Bond
Latest Rate
^Flexishield Investment Bond returned 2.50%pa for the financial year 2010/11. Past performance is no indication of future returns.
Closed to new investors - advice to existing customers only.
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FuneralPlan Bond
| 01/07/2010 - 30/06/2011 |
3.40%pa^ |
^Past performance is no indication of future returns. The total return is the sum of the bonus rate and the FuneralPlan Bond tax benefit.
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Lifeplan FlexiGrowth Investment
| Investment Options |
Returns |
As at |
| Capital Guaranteed (formerly Bonus Bond) |
4.50%pa^ |
30/06/2011
|
| Income (formerly Income Fund) |
4.25%pa^ |
31/12/2011
|
| Cash Enhanced |
3.00%pa^ |
31/12/2011
|
| High Yield |
2.20%pa^ |
31/12/2011 |
^Past performance is no indication of future returns. Rates are effective annualised rates (compounded), net of all fees and charges and assume income is reinvested. Please refer to the Product Disclosure Statement for the FlexiGrowth Investment for further details on the FlexiGrowth investment options.
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Lifeplan TaxSmart Investments
| Investments Options |
Rates |
As at |
| Cash Enhanced |
2.65%pa ^* |
31/12/2011 |
| High Yield |
2.50%pa ^* |
30/06/2011 |
| Growth |
-1.66%pa ^# |
30/12/2011 |
| Australian Share |
-2.24%pa^# |
30/12/2011 |
| Investment Options |
Unit Price |
As at 30/01/2012 |
| Growth |
0.93701 |
8:30am30/01/2012 |
| Australian Share |
0.92361 |
8:30am30/01/2012 |
|
|
|
^Past performance is no indication of future returns. Please refer to the Product Disclosure Statement for the Lifeplan TaxSmart Investments for further details on the TaxSmart Investment options.
All four investment options were newly established on 1 February 2007.
*Rates are effective annualised rates (compounded), net of all fees and charges and assume income is reinvested. Returns for the Cash Enhanced and High Yield options are declared quarterly. As these are new options the stated returns relate to the period 01/02/2007 to 30/06/2011.
#Annualised performance since establishment. The returns for the Growth and Australian Share Options are net of all fees and charges and are based on the movement in unit prices for the period 01/02/2007 to 30/12/2011.
Closed to new investors - advice to existing customers only.
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Term Deposit
Rates current as at 07 November 2011
| Term |
Standard Rates
$1,000 to $24,999 |
Loyalty Reward Rates
$25,000 and over |
| 1 Month |
3.65%pa^ |
3.90%pa^ |
| 2 Months |
3.65%pa^ |
3.90%pa^ |
| 3 Months |
5.20%pa^ |
5.45%pa^ |
| 4 Months |
5.00%pa^ |
5.25%pa^ |
| 5 Months |
4.95%pa^ |
5.20%pa^ |
| 6 Months |
5.30%pa^ |
5.55%pa^ |
| 7 Months |
5.25%pa^ |
5.50%pa^ |
| 8 Months |
5.25%pa^ |
5.50%pa^ |
| 9 Months |
5.25%pa^ |
5.50%pa^ |
| 10 Months |
5.25%pa^ |
5.50%pa^ |
| 11 Months |
5.25%pa^ |
5.50%pa^ |
| 12 Months |
5.35%pa^ |
5.60%pa^ |
| 24 Months |
5.20%pa^ |
5.50%pa^ |
| 36 Months |
5.35%pa^ |
5.60%pa^ |
| 48 Months |
5.35%pa^ |
5.60%pa^ |
| 60 Months |
5.45%pa^ |
5.70%pa^ |
^Refer to Lifeplan Savings and Investment Accounts and Payment Facilities Terms and Conditions. TERMINATION VALUE - Deposit Account holders may find out the current termination value of their deposit product(s) at any time by enquiring at the service counter of a Lifeplan Branch. There is no charge for the provision of this information.
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Lifeplan NextGen Investments
The following unit price reports are the average price for the week ending and are available for you to print as a pdf document.
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Lifeplan Education Investment Fund
The following unit price reports are the average price for the week ending and are available for you to print as a pdf document.
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Tax Minimiser Investment Bond
The following unit price reports are the average price for the week ending and are available for you to print as a pdf document.
Closed to new investors - advice to existing customers only.
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Wealth Builder Closed to new investors - advice to existing customers only
Unit Prices effective 8:30am -1st February 2012
| Wealth Builder Australian |
2.02850 |
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_________________________________________________________________________________________
Bonus Cash Account
Rate current as at 1 December 2011
| $1,000 to $19,999 |
2.25%pa^ |
| $20,000 to $49,999 |
3.25%pa^ |
| $50,000 to $99,999 |
4.25%pa^ |
| $100,000 plus |
4.50%pa^ |
^Refer to Lifeplan Savings and Investment Accounts and Payment Facilities Terms and Conditions. TERMINATION VALUE - Deposit Account holders may find out the current termination value of their deposit product(s) at any time by enquiring at the service counter of a Lifeplan branch. There is no charge for the provision of this information.
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Savings and Cheque Account
At Call or Cheque Accounts
Rates Current as at 1 December 2011
|
Rate |
| $0 to $4,999 |
0.25%pa^ |
| $5,000 to $9,999 |
0.50%pa^ |
| $10,000 to $19,999 |
1.25%pa^ |
| $20,000 to $49,999 |
2.25%pa^
|
$50,000 plus
|
3.25%pa^ |
^Refer to Lifeplan Savings and Investment Accounts and Payment Facilities Terms and Conditions. TERMINATION VALUE - Deposit Account holders may find out the current termination value of their deposit product(s) at any time by enquiring at the service counter of a Lifeplan Branch. There is no charge for the provision of this information.
Retirement Maximiser Account
Rates current as at 1 July 2011
|
Rate |
| $0 to $43,200 |
3.00%pa^ |
| $43,200 plus |
4.50%pa^ |
To qualify for this account customers must be holders of a current pensioner concession Card and in receipt of an Australian government pension or, be aged 55 and over and retired.
^Refer to Lifeplan Savings and Investment Accounts and Payment Facilities Terms and Conditions. TERMINATION VALUE - Deposit Account holders may find out the current termination value of their deposit product(s) at any time by enquiring at the service counter of a Lifeplan branch. There is no charge for the provision of this information.
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FlexiSmart Home Loan Currently only lending in South Australia
Rates current as at 1 January 2012
| Loyalty Reward Rates |
New Borrower |
Comparison Rate
|
| Fixed 1 Year^^^ |
6.34%^ |
6.97%^^ |
| Fixed 2 Years^^^ |
6.39%^ |
6.91%^^ |
| Fixed 3 Years^^^ |
6.39%^ |
6.86%^^ |
| Fixed 4 Years^^^ |
6.79%^ |
6.96%^^ |
| Fixed 5 Years^^^ |
6.89%^ |
6.99%^^ |
| Variable Rate |
6.99%^ |
7.04^^ |
^Loans are available for either owner occupier or investment purposes. Loyalty reward rates are applicable for loan amounts greater than $100,000 and are not available for Broker introduced loans. Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply. ^^Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are applicable for secured loans only.
^^^Loans revert to the Lifeplan FlexiSmart Variable Rate.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A comparison Rate schedule is available at Lifeplan's Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan FlexiSmart Home Loan Comparison Schedule.
Click Here To Download the Schedule
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Home Equity Loan Currently only lending in South Australia
Rates Current as at 1 January 2012
|
Rate |
Comparison Rate
|
| Variable Rate^^^ |
7.19%pa^ |
7.27%pa^^
|
| Fixed for the first 12 months^^^ |
6.34%pa^ |
7.18%pa^^
|
^Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
^^Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are applicable for secured loans only.
^^^Loans revert to variable rate.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A Comparison Rate schedule is available at Lifeplan’s Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan Home Equity Loan Comparison Rate Schedule.
Click Here To Download the Schedule
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Home Loan Currently only lending in South Australia
Rates Current as at 1 January 2012
|
New Borrower |
Comparison Rate
|
| Fixed 1 Year^^^ |
6.34%pa^ |
7.18%pa^^ |
| Fixed 2 Years^^^ |
6.39%pa^ |
7.11%pa^^ |
| Fixed 3 Years^^^ |
6.39%pa^ |
7.04%pa^^ |
| Fixed 4 Years^^^ |
6.79%pa^ |
7.12%pa^^ |
| Fixed 5 Years^^^ |
6.89%pa^ |
7.14%pa^^ |
| Variable Rate* |
7.19%pa^ |
7.27%pa^^ |
^Loans are available for owner occupier or investment purposes. Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
^^Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are applicable for secured loans only.
^^^Loans revert to standard variable rate.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A Comparison Rate schedule is available at Lifeplan’s Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan Home Loan Comparison Rate Schedule.
Click Here To Download the Schedule
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Investment Home Loan Currently only lending in South Australia
Rates Current as at 1 January 2012
|
New Borrower |
Comparison Rate
|
| Fixed 1 Year^^^ |
6.34%pa^ |
7.18%pa^^ |
| Fixed 2 Years^^^ |
6.39%pa^ |
7.11%pa^^ |
| Fixed 3 Years^^^ |
6.39%pa^ |
7.04%pa^^ |
| Fixed 4 Years^^^ |
6.79%pa^ |
7.12%pa^^ |
| Fixed 5 Years^^^ |
6.89%pa^ |
7.14%pa^^ |
| Variable Rate* |
7.19%pa^ |
7.27%pa^^ |
^Loans are available for investment purposes. Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
^^Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are applicable for secured loans only.
^^^Loans revert to standard variable rate.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A Comparison Rate schedule is available at Lifeplan’s Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan Investment Home Loan Comparison Rate Schedule.
Click Here To Download the Schedule
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Personal Loan Currently only lending in South Australia
Term Combo Personal Loans
Rates current as at 1 July 2011
|
New Borrower |
Comparison Rate
|
| Fixed 1 Year^^^ |
11.74%pa^ |
12.65%pa^^
|
| Fixed 2 Years^^^ |
11.74%pa^ |
12.30%pa^^
|
| Fixed 3 Years^^^ |
11.74%pa^ |
12.07%pa^^
|
| Fixed 4 Years^^^ |
11.74%pa^ |
11.93%pa^^
|
| Fixed 5 Years^^^ |
11.74%pa^ |
11.89%pa^^
|
| Variable Rate |
12.99%pa^ |
13.14%pa^^
|
^Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
^^Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are applicable for secured loans only.
^^^Loans revert to variable rate after fixed term expires.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A Comparison Rate schedule is available at Lifeplan’s Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan Term Combo Personal Loans Comparison Rate Schedule.
Click Here To Download the Schedule
Personal Loans
Rates current as at 1 July 2011
|
Rate |
Comparison Rate
|
| Unsecured - Variable Rate |
14.50%pa^ |
15.21%pa^^ |
| Unsecured - Fixed Rate 1-5 Years |
13.25%pa^ |
13.96%pa^^ |
^Terms and Conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
^^Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years based on monthly repayments. These rates are applicable for unsecured loans only.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
A Comparison Rate schedule is available at Lifeplan’s Head Office.
Comparison Rates calculated for a wider range of loan amounts and loan terms are available on the Lifeplan Personal Loans Comparison Rate Schedule.
Click Here To Download the Schedule
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Line of Credit Facility Currently only lending in South Australia
Rates current as at 1 January 2012
|
Rate |
| Unsecured (Under $20,000) |
14.50%pa^ |
| Secured (Over $20,000) |
7.19%pa^ |
^Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
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Commercial Loan
Rates Current as at 1 July 2011
|
Rate |
| Fixed 1 - 3 Years |
Rates on Application^
|
| Variable Rate |
10.10%pa^ |
^Terms and conditions available on application. All applications subject to normal lending criteria. Fees and charges may apply.
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Important Information
The information on this site does not take into account the financial objectives, situation or needs of any particular person. You should consider whether or not a product is appropriate for you. In deciding whether to acquire an investment or savings product please consider the current relevant Product Disclosure Statement, Terms and Conditions or Disclosure Document which are available from the product issuer, Lifeplan on 1300 1300 38. Some of these documents can be downloaded from this web site. Click here for more important information. Lifeplan also recommends that you read our Financial Services Guide. Lifeplan's contact details are provided only for inquiries by individuals or organisations about the products and services it provides. It does not give permission for them to be used for unsolicited marketing. Products referred to on this site are only available in Australia.
