The Retirement Village Investment Notes combine Australian Unity's expertise and experience in retirement living services and investment management.
The Notes pay a fixed rate of interest on the principal amount invested from the date an application is accepted to maturity. Interest is paid quarterly in arrears. Upon maturity, the principal amount invested is returned to investors.
New applications
Applications are currently open to invest in the Notes. The Retirement Village Investment Notes - Series 3 - Prospectus 3 dated 23 June 2009 is available in electronic format on the Australian Unity Investment website. Notes will only be offered on the basis of the application form attached to the Prospectus, to investors receiving it (electronically or otherwise) in Australia. No Notes will be offered in any place outside of Australia. Paper copies of the Prospectus are available free of charge by calling us on 13 29 39.
Applications close 31 December 2009, subject to the discretion of the Issuer.
ASIC has issued an independent guide to ‘Investing in debentures’ for investors. You can obtain a copy by visiting ASIC’s financial tips and safety checks website at: www.fido.gov.au/debentures
Issue price
The issue price for a Note is $1.00.
Interest rate
The interest rates for the Notes are:
3 years: 8.00% per annum;
5 years: 8.25% per annum; and
7 years: 8.50% per annum.
Minimum investment
$5,000 (5,000 Notes)
Term and maturity date
The terms of the investment are:
3 years, which expires on 31 December 2012;
5 years, which expires on 31 December 2014; and
7 years, which expires on 31 December 2016.
Important Information
Retirement Village Investment Notes – Series 3 ('Notes') are issued by Australian Unity Finance Limited (ABN 35 114 646 070) ('Issuer') pursuant to an agreement with Australian Unity Funds Management Limited (ABN 60 071 497 115, AFS Licence No. 234454) in accordance with its Australian financial services licence conditions and authorisations. This information has been prepared without consideration of your personal circumstances and is intended only to provide general information on the Notes. The Notes have not been rated by a recognised credit rating agency, therefore an independent assessment has not been made about the risk of investors losing all or part of their principal; the interest rate of the Notes and the repayment of capital are not guaranteed. You should refer to the Retirement Village Investment Notes – Series 3 - Prospectus 3 dated 23 June 2009 if you wish to know more about the Notes. Your investment decision should be based upon a consideration of your overall objectives, situation and needs. Past performance is no indication of future performance. The Australian Securities and Investments Commission (‘ASIC’) is not responsible for the content of this website.